Out of Retirement and Into Uncertainty

THINK of retirement and a picture emerges of a grand send-off at the office, followed by travel, hobbies, grandchildren, and a pension and a Social Security check to pay for it all. But after awhile, the retirement fund may start to feel a little skimpy, or the golf...

For Millions, 401(k) Plans Have Fallen Short

You need to know this number: $18,433. That's the median amount in a 401(k) savings account, according to a recent report by the Employee Benefit Research Institute. Almost 40 percent of employees have less than $10,000, even as the proportion of companies offering...

Is It Time to Retrain B-Schools?

John Thain has one. So do Richard Fuld, Stanley O’Neal and Vikram Pandit. For that matter, so does John Paulson, the hedge fund kingpin. Yes, all five have fat bank accounts, even now, and all have made their share of headlines. But these current and former giants of...

Smoothing the Way to Self-Employment

BEING your own boss. Hanging out your shingle. Striking out on your own. In a society that reveres rugged individualism, self-employment has always had a certain allure. In fact, each month from 2002 through 2007, just under 300 of every 100,000 adults in the United...

5 Crucial Retirement Years for Your Money

Picture your first years in retirement and a lot of happy images probably come to mind: fun times with the grandkids, long-postponed travel and days free of deadlines and schedules. Sure enough, a recent survey found that roughly 90 percent of current retirees say...

Performance Reviews: Many Need Improvement

AH, September. Time to return from the beach, stow the pool toys, hunker down at work — and, at many big companies, to prepare for annual performance reviews. But just how effective are those evaluations? The uncomfortable truth, in the opinion of many managers and...

How Office Politics and Real Politics Can Mix

MEMBERS of Congress have fled Washington for the campaign trail. Political ads are hitting television screens, and pundits are placing odds on how many Congressional seats the Democrats can gain. It’s election season again — but you wouldn’t know it in many offices....

The Silent May Have Something to Say

CAST your mind back over your last several business meetings. Chances are, at least one of them consisted of you and several colleagues sitting around a conference table discussing how to design or market or acquire some sort of widget. As the end of the meeting...

When Work Time Isn’t Face Time

MAYBE a recent episode of “Project Runway” was especially good, or the football game went into overtime and ended on an amazing play. Maybe you just have fresh gossip to share. Whatever the reason, you and your colleagues find yourselves standing around talking...

Inside the Minds of Your Employees

WITH all the targeted marketing out there, and the customer satisfaction surveys and opinion polls that companies seem to offer at every turn, you might think that employers could get a handle on which employee benefits are most popular among their workers. You might...