AH, July: an ideal time of year for morning runs, long swims, family bike rides and picnic tables laden with seasonal produce. In short, it’s healthy time.

Unfortunately, it’s also health care time — when managers must contend with rising health insurance premiums as they plan next year’s budget.

What is a cost-conscious manager to do? The answer of the moment is to provide a wellness program, promoting healthy behavior year-round.

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