Millennials have it bad, from student loan debt to a sluggish job market to cutting commentary about their arrogance and entitlement.

But millennial women have another problem: They aren’t saving, or at least not nearly as much as their male counterparts.

A recent study by Wells Fargo found that 61 percent of millennial men have started saving for retirement, compared with 50 percent of millennial women. Only 41 percent of millennial women are satisfied with their savings level, compared with 58 percent of millennial men…